At Raleigh County FCU, we offer many different types of accounts, suiting needs of all different kinds. Check out some of what we offer below:
A share savings account offers safety and convenience, with competitive yields and no limitations on deposits and withdrawals. A $10.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.
Certificate of Deposit
When you invest in a Certificate Of Deposit, your money will earn a highly competitive interest rate. Since you lock in the rate for the entire term of you Certificate Of Deposit, this is an excellent way to boost your savings yields without the risk of market fluctuations
Christmas and Vacation Club Accounts
Our Club Accounts allow you to save gradually for any type of annual expense. With regular contributions and competitive dividends, your nest egg will grow quickly and easily. All our savings accounts are insured up to $250,000 by the NCUA, a federal agency.
Low-cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, a recreational vehicle, or you need a Christmas loan, you will find low rates, affordable payments and personal service right here at Raleigh County FCU.
- New and Used Auto Loans
- Recreational Vehicle Loans
- Christmas Loans
- Vacation Loans
- Signature Loans
- Short Term Loans
- Line of Credit
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Share Draft (Checking)
Our Share Draft Checking Accounts give you all the features you want in a checking account, without the fees and hassles you’ll find at other financial institutions.
- No minimum balance requirements
- No per-transaction fees
- Easy-to-reconcile monthly statements
- Web Pay – Pay your bills online
This convenient, two-in-one card adds even more convenience to your Raleigh County FCU membership! Use it as an ATM Card cash advances, balance inquiries, and more, 24 hours a day. Or use it as a debit card for swipe-and-go purchases anywhere, VISA is accepted. It works just like a check – only easier.
Direct Deposit and Payroll Deduction
Money management is simple and automatic with these two free services:
Direct Deposit – Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.
Payroll Deduction – This great service lets you specify a portion of your paycheck to be deposited into different accounts, enabling you to save or pay back loans automatically.
Automotive Coverage – In addition to the best Auto Loans in town, we offer additional services to help make your driving experience worry-free:
- Carfax – Learn the complete history of a used vehicle before buying it, including accident damage, odometer fraud, flood damage, and much more.
- GAP PLUS Insurance – In case your vehicle is stolen or totaled in an accident, GAP Insurance covers the difference between your loan balance and your insurance payoff. In addition, GAP PLUS includes a $1000 down payment on a replacement vehicle when financed by Raleigh County FCU within 60 days after your primary insurance company issues a settlement check.
Free Notary Services